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West Creek Financing

West Creek Financial at Atlantic Bedding and Furniture Washington DC

West Creek Financial is a lease-purchase program 

• 9 out of 10 are approved regardless of your credit history. 
• Instead of using credit history, our approvals are based on verification of income, employment and checking account. 

The finance company purchases the merchandise for you after which you lease back the items with payments on your pay schedule. Lease payments are 15% of the invoice per month. example: $1,000 invoice = $150/mo payment. The terms of the lease/purchase agreement are for 12 months. 
All the customer needs: 

• Photo ID 
• SSN or Tax ID Number 
• Checking Account 
• A debit card with at least $40 

There is simply a processing fee of $40 which is refundable if the customer chooses not to proceed with financing. 

90 Days same as cash – You pay only the invoice amount and the application processing fee within 90 days of the delivery date. 
65% buyout option – After 90 days you may own the merchandise outright by simply paying 65% of the balance left on the account. 

 

CLICK HERE TO APPLY TODAY!
 


Two Great Options to Fit Your Financing Needs!

Wells Fargo Financing

* Financing only available for In-Store sales. Fill out online paper work and bring necessary documentation to the location nearest you.
 



NO CREDIT CHECK Financing By:

Progressive Financing Click Here


About the program
Progressive finance has developed a hybrid lease/purchase financing program that approves 9 out of 10 applications regardless of your credit history. Instead of using a credit history, our approvals are based on two factors:

What is the interest rate?
This is a lease/purchase program-there is no interest rate. Progressive purchases the merchandise for you after which you lease back the items with monthly payments. Lease payments are 15% of the invoice per month.

Example: $1,000 invoice = $150/mo payment.
The terms of the lease/purchase agreement are for 12 months.

What do you need?
All the customer needs are 3 easy-to-get documents to verify the requirements and receive approval.

- 30-day bank statement

- Most recent pay stub

- Photo ID

- Voided or Cancelled Check

- Copy of Your Last W-2


What does it cost?
There is simply an application fee which is refundable if application is not approved.

What are my Buyout options?

  1. 90 Days same as cash – You pay only the invoice amount and the application processing fee within 90 days of the delivery date.

  2. 65% buyout option – After 90 days you may own the merchandise outright by simply paying 65% of the balance left on the account.