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Two great options to meet your financing needs

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Two Great Options to Fit Your Financing Needs

* Financing only available for In-Store sales.  Fill out online paper work and bring necessary documentation to the location nearest you.

 NO CREDIT CHECK Financing By:

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About the program

Progressive finance has developed a hybrid lease/purchase
financing program that approves 9 out of 10 applications
regardless of your credit history. Instead of using a credit
history, our approvals are based on two factors:

What is the interest rate?

This is a lease/purchase program-there is no interest rate.
Progressive purchases the merchandise for you after which you
lease back the items with monthly payments. Lease payments
are 15% of the invoice per month.

Example: $1,000 invoice = $150/mo payment.
The terms of the lease/purchase agreement are for 12 months.

What do you need?

All the customer needs are 3 easy-to-get documents to verify the
requirements and receive approval.

  •     30-day bank statement
  •     Most recent pay stub
  •     Photo ID.
  •     Voided or Cancelled Check.
  •     Copy of Your Last W-2


What does it cost?

There is simply an application fee which is refundable if application
is not approved.

What are my Buyout options?

   1.  90 Days same as cash – You pay only the invoice amount
and the application processing fee within 90 days of the
delivery date.

  2.  65% buyout option – After 90 days you may own the
merchandise outright by simply paying 65% of the balance
left on the account.

ALREADY APPROVED?...Click Here

Traditional Financing Option by:



About The Program

Springleaf will finance your purchase in one of two ways, via a 6
Month Same As Cash option, or as a Regular Revolving line of credit.

Applications for credit may be completed on-line, or in person at our store.

Springleaf offers two different payment options

Regular Revolving (Series 10000)
Monthly payment fluctuates due to remaining balance. If payment is late or missed, a late fee will apply and will vary based on remaining balance. Works just like a credit card.

Same as Cash w/Minimum Payment Required (Series 30000)
6 or 12 months
Payments must be made in full and on time before end of contracted period to avoid incurring interest/finance charges. If payment is missed, finance/interest charges will backdate to the beginning of the contracted period.

PLEASE NOTE: Once the balance is paid in full, customer will have open credit with Springleaf for the following 12 months. Also, once approved at any Atlantic Bedding and Furniture location, customer may purchase from any of our locations. Credit is only good at ABF.

If you have any questions, please call or e-mail us.

PICK YOUR LOCATION TO SIGN UP TODAY BY CLICKING THE SPRINGLEAF LOGO

  Pelham, AL 

  Clearwater, FL

  Jacksonville, FL

  Bogart, GA

  Asheville, NC

  Charlotte, NC

  Indian Trail, NC

  Raleigh, NC

  Wilmington, NC

  Greenville, SC

  Mount Pleasant, SC

  Myrtle Beach, SC

  North Charleston, SC 

  Nashville, TN

  Richmond, VA

Disclaimer: Financing Through Springleaf only available to residents in Alabama, Florida, Georgia, Maryland, Michigan, North Carolina, New York, South Carolina, Tennessee, Virginia or Wisconsin